Looking for some guidance?

The biggest costs to plan for are down payment and closing costs. Depending on the loan program, your down payment could be as little as 0 - 3% down. Closing costs might be 3.5 - 4.5%. Both of those are a percentage of the purchase price. Other expenses (generally paid prior to closing) are home inspections, appraisal & survey. This is not all inclusive and every situation varies. Let’s chat about your specific situation.

Once a property is under contract, it generally takes 14 - 45 days to close. If the Buyer is purchasing with all cash, then title work & inspections can usually be done within 2 weeks.

If a Buyer is getting a mortgage, it can typically take 30 -45 days to close, unless there are other special circumstances.

The amount of time a property is on the market before going under contract is influenced by many factors, such as condition, price, location and the current market (which is always changing). If you’re curious about your property and/or immediate market, give me a call.

Each contract has its 'out's' and it depends how you structure your offer. The most common opportunities for a buyer to cancel in an As-Is Far/Bar contract (most often used in Brevard County) are the inspection period, during an appraisal contingency and within a financing contingency period. There may be additional opportunites. For example, a contract may have a contingency for a Buyer to sell their home prior to closing.

This will vary condo to condo. In Brevard county it's common (but not inclusive for all condos) for the following items to be paid/funded by the monthly condo fee - water, sewer, trash, exterior insurance, exterior maintenance, roof replacement, any amenities and sometimes cable and/or internet.  Remember, the owners make up the association, so if the monthly fee does not cover the budget for those items covered by the association, this could result in a special assessment to be paid by each individual owner.

Each contract has its 'out's' and it depends how your contract is structured. There is often less opportunity for a seller to cancel than a buyer. The most common one in the As-Is Far/Bar contract (most often used in Brevard County) is the 3 day period after the buyer's loan approval date. If a Seller has requested that in writing and it's not provided, by that date, there is a small window where a Seller may be able to cancel.

Most lenders can help with a VA loan.  The lender you choose is SO important.  Ask your Realtor for recommendations of those with great communication, local property knowledge and streamlined processes. I can help you find a lender that works best for you. 

No, although you will often hear an appraisal referred to as an inspection. An appraisal is an opinion of the property’s value.

A home inspection is an overall evaluation of the main components of the property. An inspector will point out any maintenance items or suggested repairs.

An appraisal is often required to get a mortgage, an inspection is not. An appraiser can also point out repairs that a lender may then require to be addressed, but it is not the same.